Tech Blogs

Ever wonder why your salary feels lighter than it should? Well, if you're earning under ₹5 lakhs per year, you're not alone. The government requires companies to deduct Tax Deducted at Source (TDS) before paying you. But here’s the catch: if your total income for the year is below ₹5 lakhs, you don’t owe any tax. So why is money still being deducted? The TDS Mystery Your company doesn’t know all your sources of income. To play it safe, they cut TDS and give it to the government. Even if you work just one month or a full year, if TDS is cut, it’s sent off to the taxman. But if you earn less than ₹5 lakhs, you're not liable to pay tax. This means that whatever amount was deducted, like ₹500 every month (which adds up to ₹6,000 a year), can be claimed back. Filing Your Tax Return To get your money back, you need to file a tax return. In your return, you'll declare that your earnings are below ₹5 lakhs. The government will realize they’ve collected tax unnecessarily and wi...

  Today, I woke up and saw a strange message from Gaana. "If you don't pay, you will face penalty charges". If you are stuck like me :p, I have successfully stopped the subscription. The steps may help you too to get out of this situation. Update: Gaana app tried to make payment again, There was no call center available so I mailed them on  feedback@gaana.com  requesting to stop payment, they responded pretty fast and told me they have closed the auto payment. So you also have to contact them to stop the autopay. Long Story Short - I purchased a small 10 rupee plan, made the payment, and then the auto-renewal turn-off option was visible. Using that I stopped renewal. If need more clear info, keep reading :) it's a short one.  Why do I have to pay charges??? But okay let's cancel the subscription.  I went to the  App Settings>My Profile>Subscription Details   There was no option to cancel the subscription. Only renew now was present. Still, i...